Bad credit means dealing with higher interest rates, credit card fees, and mortgage loan rates. Let’s cover cover 4 Basic Steps to Repairing Your Credit. Unfortunately, a history of late payments, debt collections, charge-offs, foreclosure, repossession, …
1) Check Your Credit FilesThe first step in building a better credit score should always be to ask for copies of your credit files from each of the major reference agencies, TransUnion, …
Saving money is one of the most essential, but challenging part of financial success. You know it’s important to consistently put money in your savings account, but building a regular habit is …
When it comes to borrowing money, a good credit score is everything. It’s one of the main factors lenders and financial institutions use to decide how much of a “credit risk” you …
Debt is a serious concern for many American families. In fact, 80 percent of the U.S. population is mired in some form of debt including credit cards, mortgages and student loans.
If you are struggling to climb out of debt or just finding it difficult to set money aside for savings, it is probably time to reevaluate your budget.While this might seem easier …
Success with money means different things to different people. Some wouldn’t consider themselves financially successful until they have a million dollars in the bank, while others just want to take a yearly …
Your credit report is one of the most important documents of your life. Banks, lenders, and other businesses use your credit report to make financial decisions about whether to do business with …
A Basic Guide to Understanding Your Credit Report Read More »
A recent survey found that some 63% of Americans would be unable to handle an unexpected $500 expense, this information shocked many in the financial community. Americans themselves, however, were far less …
Whether you overspent a little this month or you just wish you had some more money to your name, there are ways to make extra money. People often forget that there are …
