30 Essential Money Habits
Your financial health, just like your physical health, is built on dozens of small, daily decisions that eventually form habits. And while eating better and exercising more are well-known habits that will get you fit, sometimes the money habits that lead to financial health are much less obvious — though both topics can inspire plenty […]
Learn MoreGetting Out of Debt: 4 Ways It Can Go Terribly Wrong
Debt isn’t something that can be fixed quickly. It takes time, perseverance, commitment to self-improvement and sometimes, a lot of trial and error. Unfortunately, many people fail to realize this and wind up devising some terrible plans to get themselves out of debt. So, to help you from making the same mistakes, I’ve listed four […]
Learn More7 Really Bad Money Habits You May Be (Accidentally) Teaching Your Kids
Nobody’s perfect. And if you are a parent, you’ve probably seen some of your imperfections in broad relief as your child imitates them. Where did he learn that tone of voice? Did she really just tell the pediatrician her favorite food is french fries? Kids and teens are watching everything we do, and they pick up on […]
Learn More3 Financial Realities New Grads Have to Face
Go to college, study hard, get good grades, land a job and rake in the money. Sounds pretty simple, right? Not so fast. The truth is there are a number of financial realities new graduates have to face in order to be successful with their money. If you’re thinking about attending college or are already in a program, […]
Learn More3 Dangers of Borrowing Against Your Pension
For consumers who are entitled to a steady stream of future payments, like a pension or structured settlement after a lawsuit, they may find themselves eligible for a lender offer on an “advance” lump-sum, upfront payment on that money. It’s kind of like taking out a loan on money you’ve already been promised. Since the […]
Learn More4 Basic Steps to Repairing Your Credit
Bad credit means dealing with higher interest rates, credit card fees, and mortgage loan rates. Let’s cover cover 4 Basic Steps to Repairing Your Credit. Unfortunately, a history of late payments, debt collections, charge-offs, foreclosure, repossession, and bankruptcy have a negative effect on your credit score. Credit problems can last 7 to 10 years. But there is something you can […]
Learn More3 Bad Money Habits You Should Finally Kick
When it comes to personal finance, our habits can really make or break us. When we’re able to adopt positive financial habits, the benefits are endless: a better credit score, less financial-induced stress, a bigger savings account balance…the list goes on and on. Unfortunately, many of us have also taken on financial habits that could […]
Learn MoreWhat Is a Good Credit Score?
When it comes to borrowing money, a good credit score is everything. It’s one of the main factors lenders and financial institutions use to decide how much of a “credit risk” you are, meaning how likely is it that you will default on a new credit card or loan obligation.Credit scores is influenced by several […]
Learn More5 Steps To Quickly Eliminate your Debt
Debt is a serious concern for many American families. In fact, 80 percent of the U.S. population is mired in some form of debt including credit cards, mortgages and student loans.
Learn More5 Ways to Reduce Your Monthly Budget
If you are struggling to climb out of debt or just finding it difficult to set money aside for savings, it is probably time to reevaluate your budget.While this might seem easier said than done, there are probably excess expenses you can trim from your budget without drastically changing your lifestyle.1. Reduce Grocery Store SpendingYou […]
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