12 Steps to Building a Better Credit Score
Table of Contents 1) Check Your Files2) Clear Minor Problems3) Spread Out Your Debts4) Raise Your Credit Limit5) Be Crafty With Your Payments6) Be Wary of Making Credit Applications7) Don’t Apply For …
6 Easy Steps to Financial Success
Success with money means different things to different people. Some wouldn’t consider themselves financially successful until they have a million dollars in the bank, while others just want to take a yearly …
A Basic Guide to Understanding Your Credit Report
Your credit report is one of the most important documents of your life. Banks, lenders, and other businesses use your credit report to make financial decisions about whether to do business with …
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11 Tips to Save More Money Each Month
Saving money is one of the most essential, but challenging part of financial success. You know it’s important to consistently put money in your savings account, but building a regular habit is …
Creating a Strategy To Pay Off Your Debt
A recent survey found that some 63% of Americans would be unable to handle an unexpected $500 expense, this information shocked many in the financial community. Americans themselves, however, were far less surprised. …
Short on Cash? 4 Quick Ways To Make Extra Money
Whether you overspent a little this month or you just wish you had some more money to your name, there are ways to make extra money. People often forget that there are …
Emergency Fund: Your Lack Of One Is An Emergency
You hear the advice about emergency funds all the time. Experts say that you should have 3-6 months of expenses in an emergency fund to cover unexpected job loss, medical bills, or …
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5 Steps to Break Free From Credit Card Debt
Whether anyone cares to admit it or not, the fact is that most people like to live in style with every modern convenience at their fingertips available to them right now, in …
Budgeting What It Is, How It Works and Why You Need It
Budgeting is an essential part of proper money management. Proper money management is a vital first step toward reaching your financial goals. If you don’t know where your money is going, you may …
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Debt Snowball vs Debt Avalanche: Which Is The Right For You
The Debt SnowballThe debt snowball is the most popular debt repayment method. Under the debt snowball repayment method, you order your debts by balance with the smallest debt paid off first. You pay …
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