Table of Contents 1) Check Your Files2) Clear Minor Problems3) Spread Out Your Debts4) Raise Your Credit Limit5) Be Crafty With Your Payments6) Be Wary of Making Credit Applications7) Don’t Apply For Credit Too Often8) Close Unused Accounts9) Keep Oldest Account Alive10) Build a Positive History11) Don’t Send Signals of Risk12) Keep on Top of […]
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Success with money means different things to different people. Some wouldn’t consider themselves financially successful until they have a million dollars in the bank, while others just want to take a yearly vacation.If you want to succeed with money, get started now by following these six steps. Table of Contents Step 1: Define SuccessStep 2: […]
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Your credit report is one of the most important documents of your life. Banks, lenders, and other businesses use your credit report to make financial decisions about whether to do business with you and how much they will charge. A good credit report – one with positive information about your borrowing habits – leads to a […]
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Saving money is one of the most essential, but challenging part of financial success. You know it’s important to consistently put money in your savings account, but building a regular habit is still tough. For some families, finding the money to put in savings is the hard part. No worries. We have you covered with six […]
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A recent survey found that some 63% of Americans would be unable to handle an unexpected $500 expense, this information shocked many in the financial community. Americans themselves, however, were far less surprised. They know that they are living paycheck to paycheck, a lifestyle that more than three-quarters of workers freely admit to. It is also worth […]
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Whether you overspent a little this month or you just wish you had some more money to your name, there are ways to make extra money. People often forget that there are other ways to make more money than their part-time or full-time job. This article outlines four ways that you can start earning money […]
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You hear the advice about emergency funds all the time. Experts say that you should have 3-6 months of expenses in an emergency fund to cover unexpected job loss, medical bills, or major home repairs.To someone that may be living paycheck to paycheck, saving 3-6 months of expenses seems impossible, so they don’t even start […]
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Whether anyone cares to admit it or not, the fact is that most people like to live in style with every modern convenience at their fingertips available to them right now, in the present. This outlook results in people leaving the “paying for it” part till tomorrow. The problem with this line of thinking is that […]
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Budgeting is an essential part of proper money management. Proper money management is a vital first step toward reaching your financial goals. If you don’t know where your money is going, you may never be able to save enough to retire, send the kids to college, or enjoy the lifestyle you want.When it comes to budgeting, […]
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The Debt SnowballThe debt snowball is the most popular debt repayment method. Under the debt snowball repayment method, you order your debts by balance with the smallest debt paid off first. You pay down the lowest balance first with lump-sum payments, while paying the minimum on your other balances. Once the first debt is paid off, […]
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